Insurance Companies Raise Premiums after a Cesarean

Posted on June 7, 2008 at 5:58am by

Women who are seeking individual health insurance are being faced with higher premiums or rejections after having cesarean deliveries.

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Insurance companies site that the reason for this is due to the fact that having the procedure once increases the likelihood that the procedure will need to be repeated. Insurance companies do not want to pay for the repeated cesarean procedures.

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The rise of insurance premiums for cesarean deliveries is likely to affect more women as the rate of cesarean deliveries is at a high of 31.1 percent of women. In the United States in 2006, over 1.2 million cesarean deliveries were performed. It is estimated that every year about half a million women have had cesareans in the past.

The number of cesarean procedures is increasing as obstetricians are choosing to perform the procedure over natural birth in order to avoid higher medical malpractice insurance fees. 

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Birth injury attorneys are working to prevent the serious injuries that result from birth trauma.

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