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AAJ’s Ten Worst Insurance Companies

            The American Association for Justice (AAJ) conducted an extensive investigation to determine the worst insurance companies in America. These include homeowners and auto insurers, health insurers, life insurers, and disability insurers.              According to AAJ, Allstate is placed at the top of the worst insurance provider list; this is largely due to the fact that their primary mission is to “earn a return for the shareholders.” As a senior executive at the National Association of Insurance Commissioners (NAIC) said, “The bottom line is that insurance companies make money when they don’t pay claims.” Allstate even goes so far as to distribute corporate training manuals explaining how to avoid payments, and portable refrigerators are awarded to the adjusters who deny the most claims. Former employees have called Allstate’s approach to claims the “three D’s”: deny, delay, and defend.              The top 10 list produced by AAJ, includes the following insurance companies:                              Profits                          Assets…
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